Founder of bukalapak Investment Application - Investing has become one of the most popular ways to increase wealth and save money in the long run. Nowadays, technology has made it easier for people to invest with investment apps. One of the well-known investment applications in Indonesia is Bukalapak Investasi. However, who is the Founder of this Famous Investment Application and how did the investment application become famous in Indonesia? In this article, we will discuss Who is the Founder of a Famous Investment Application and the story behind the success of the investment application in Indonesia. This article will provide information about the history and development of Bukalapak Investasi, who is behind this famous investment app, as well as the advantages and disadvantages of the app.

 

Pendiri Aplikasi Investasi bukalapak
Founder of bukalapak Investment Application

Table of Contents

History and Development of Bukalapak Investasi

Bukalapak Investasi is an investment product launched by Bukalapak in 2018. Bukalapak is the fourth largest e-commerce platform in Indonesia and was founded by Achmad Zaky in 2010. Prior to launching Bukalapak Investasi, Bukalapak had offered other financial products such as Unsecured Loans (KTA) and insurance. Bukalapak Investasi was launched with the aim of providing opportunities for the public to invest easily and affordably. Bukalapak is one of the largest marketplaces in Indonesia which was founded in 2010 by Achmad Zaky, Nugroho Herucahyono, and Fajrin Rasyid. Bukalapak provides a variety of products and services that can be purchased online, such as electronics, fashion, food and beverages, as well as financial services such as insurance and investment.

History of Bukalapak

Bukalapak was founded in 2010 by three ITB students, namely Achmad Zaky, Nugroho Herucahyono, and Fajrin Rasyid. Initially, Bukalapak only focused on selling used goods and gadget accessories. However, along with the development of technology and market demand, Bukalapak began to provide a variety of new products and services.

Features of Bukalapak

Bukalapak has many features that make it easier for its users to shop online, including:

  1. Easy Transactions: Bukalapak provides a variety of payment methods, ranging from bank transfers, credit cards, to e-wallets.
  2. Customer Service: Bukalapak has responsive customer service and is ready to assist users in resolving issues that arise.
  3. Promos and Discounts: Bukalapak often offers attractive promos and discounts on certain products, so users can shop at cheaper prices.
  4. Mobile Application: Bukalapak has a mobile application that can be downloaded for free on the Play Store and App Store, so users can shop anytime and anywhere.

Bukalapak Investment

In addition to the marketplace, Bukalapak also offers financial services, such as insurance and investment. One of the investment services offered by Bukalapak is Bukalapak Investasi. Bukalapak Investasi is an investment platform registered and supervised by the Financial Services Authority (OJK) and the Deposit Insurance Corporation (LPS). Bukalapak Investasi offers a variety of investment products that suit the needs of investors, ranging from Mutual Funds to Bonds.

Advantages of Bukalapak

Bukalapak has several advantages compared to other marketplaces, including:

  1. Diverse Products: Bukalapak provides a variety of products and services that can be purchased online, so users can meet their needs easily.
  2. Safe and Easy Transactions: Bukalapak has a secure and easy payment system, so users don't have to worry about making transactions.
  3. Promos and Discounts: Bukalapak often offers attractive promos and discounts on certain products, so users can shop at cheaper prices.
  4. Customer Service: Bukalapak has responsive customer service and is ready to assist users in resolving issues that arise.

Zaky, Nugroho Herucahyono, and Fajrin Rasyid are the founders of Bukalapak. Achmad Zaky is an alumnus of ITB Informatics Engineering who became the CEO of Bukalapak from 2010 to 2017. Nugroho Herucahyono and Fajrin Rasyid are also ITB alumni who accompanied Achmad Zaky in establishing Bukalapak. In 2017, Achmad Zaky resigned from his position as CEO of Bukalapak and was replaced by Fajrin Rasyid. However, in 2019, Fajrin Rasyid also resigned from his position as CEO of Bukalapak and was replaced by Rachmat Kaimuddin.

Disadvantages of Bukalapak Investment

Here are some of the disadvantages of Bukalapak Investasi that need to be considered:

  • Not Yet Registered with the OJK

Bukalapak Investasi has not been registered with the Financial Services Authority (OJK) so it can pose a risk to investors. OJK itself is an institution tasked with supervising banking, capital market, and insurance activities in Indonesia.

  • Bad Credit Risk

Investment through P2P Lending offered by Bukalapak Investasi has a fairly high risk of bad loans. This can affect the expected return on the investment.

  • Minimal Investment Product Information

Bukalapak Investasi has not provided sufficiently detailed information about the investment products offered, so it can make it difficult for investors to understand the existing risks.

  • No Guarantee of Fund Security

Investors also need to pay attention that investing through Bukalapak Investasi does not have a guarantee of fund security like that in investment products in banks.

  • High Transaction Fees

Bukalapak Investasi has quite high transaction fees compared to other investment platforms.

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Frequently Asked Questions About Bukalapak 

Here are some frequently asked questions about Bukalapak and their answers:


#1 What is Bukalapak?

Bukalapak is one of the largest marketplaces in Indonesia that provides a variety of products and services that can be purchased online.


#2 Who is the founder of Bukalapak?

The founders of Bukalapak are Achmad Zaky, Nugroho Herucahyono, and Fajrin Rasyid.


#3 What are the advantages of Bukalapak compared to other marketplaces?

Bukalapak's advantages are a wide range of products, safe and easy transactions, attractive promos and discounts, and responsive customer service.


#4 What are the features of Bukalapak?

Bukalapak's features include easy transactions, customer service, promos and discounts, and a mobile application.


#5 What is Bukalapak Investasi?

Bukalapak Investasi is an investment platform offered by Bukalapak.


#6 What are the investment products offered by Bukalapak Investasi?

Investment products offered by Bukalapak Investasi include Mutual Funds, Bonds, and P2P Lending.

Conclusion

Bukalapak is one of the largest marketplaces in Indonesia that provides a variety of products and services that can be purchased online. Bukalapak also offers financial services, such as insurance and investment through Bukalapak Investasi. Bukalapak has many advantages compared to other marketplaces, such as a variety of products, safe and easy transactions, attractive promos and discounts, and responsive customer service. The founder of Bukalapak is Achmad Zaky, Nugroho Herucahyono and Fajrin Rasyid.