Technological advances continue to develop, the ease of carrying out an activity has also become easier. We do a lot of our activities online. Starting from doing assignments to ordering food. Plus, we can now also do all activities related to finance through Smartphones.

One of them is to register an account online. For this reason, Bank Negara Indonesia or BNI created this advanced feature. In their application, you can even do any activity through the features in the BNI Mobile Banking application.

How to open a BNI account is also fairly easy, you don't need to bother going to a branch office or ATM anymore to do all activities with the bank. You can follow the steps below to find out how to open an account online or offline from BNI.


Advantages of Opening a BNI Account Online

Now you can enjoy all kinds of features and benefits when you register for a BNI account online. For example, you can do this without having to come to a branch office and spend energy going there. Just need to do it from your smartphone and you have got your new account. You can also get various benefits after opening a new account at BNI.

You can also use BNI Mobile Banking after activation. These various benefits are also in BNI Mobile Banking, including you can collect BNI Poin+ which you can later exchange for BNI products and other products.

In addition, you can make transfers without having to leave the house through an ATM machine, you can also top up your e-wallet from your smartphone directly without having to go to a minimarket or other outlets.

And again, you can make investments through the BNI Mobile Banking application. What's more, you can do good through the DiKado feature which directs you to donate the funds you have for donations. There are three types of DiKado features that you can use, namely Joy, Empathy, and Religious Holidays.

Requirements for Opening a New Account from BNI

Every new account creation will definitely require related requirements to meet all the needs desired by the Bank, so before you register, you can see and prepare what conditions are needed to open a new account below.


Requirements for Opening a BNI Taplus Account

The conditions that must be met when you want to register for a BNI Taplus account are: Fill out the registration form that has been provided by BNI. The initial deposit that you must pay is at least IDR 500,000 for the Greater Jakarta area and IDR 250,000 outside Greater Jakarta. Next, the Identity Card or KTP that you must prepare Then attach your passport along with KIMS/KITAS/KITAP for foreign citizens. As for the administrative fees that you will pay every month.

Requirements for Opening a BNI Taplus Business Account

For those who register as an individual who is an entrepreneur, you need an ID card or driver's license, it can also be with a domicile/work certificate. For an entity/company, you must prepare a power of attorney appointing account management, then there is proof from the management or authorized office, then proof from the giver or power of attorney is also needed, as well as the deed of establishment, business license, NPWP, SITU, and other data.

Requirements for Opening a BNI Taplus Account for Employees/Taplus Members

The conditions that need to be met to open a BNI Taplus Employee/Taplus Member account are, employee/member savings are given to employees of the company or organization, and also the company can cooperate in BNI Tappa ownership.

Requirements for Opening a BNI Taplus Muda Account

The documents needed when you want to register for a BNI Taplus Muda account are filling out the account opening form provided by BNI, preparing your ID card/driver's license/passport and also a photocopy, and you will be required to fill out the e-statement form.

Requirements for Opening a BNI Taplus Muda Co-Brand Account

BNI Taplus Muda Co-Brand is intended for university/college students who collaborate with BNI. Likewise with universities, the university can collaborate on the ownership of BNI Taplus Muda Co-Brand.

Requirements for Opening a BNI Taplus Anak Account

The requirements needed to create a BNI Taplus Anak account will go through two parties. For children, what is needed to register for BNI Taplus Anak is to fill out a data form from an individual customer, then fill out an account opening form signed by the child or parent, and also a photocopy of the birth certificate, student card, passport, or family card.

And for parents, all that is needed is to fill out an approval form for opening an account and the implementation of transactions signed by parents, as well as a photocopy of their parents' ID card, driver's license, or passport.

Requirements for Opening a BNI Tapenas Account

The requirements and documents required to register BNI Tapenas are to be Indonesian citizens with a minimum age of 17 years until maturity at the age of 65. The required documents can be in the form of an ID card, driver's license, or passport.

Prospective BNI Tapenas Rupiah (IDR) affiliate customers must also have a previous affiliate account, namely, BNI Taplus, BNI Taplus Individual Business or BNI Giro Individual. For BNI Tapenas Dollar (USD) affiliates, they must have BNI Dollar affiliates or BNI Giro USD Individuals. The next thing that needs to be done is to fill out the BNI Tapanas application form.

Requirements for Opening a BNI Account with an Out-of-City ID Card

The requirements needed to open a BNI bank account with an out-of-town ID card are the same as the previous requirements according to the type of BNI account desired. However, these requirements will be supplemented with a certificate of domicile or a certificate of employment. After that you can create a new account outside the city.

Requirements for Opening a Pre-Employment BNI Account

This BNI Pre-Employment account is intended for someone who has received a pre-employment card from the government. For the necessary requirements, you must fill out the form that has been provided by BNI online, all you need to do is open the http://bit.ly/eForm-BNIPrakerja page or BNI Mobile Banking application and select the feature for Pre-Employment.

After that, you can complete the form on the page. Prospective customers can choose the arrival schedule for opening an account at a branch office according to their domicile. After filling out all the forms, you are required to print or print the E-form so that it can be brought to the branch office according to the selected arrival time. After that, you can activate your BNI debit card and BNI Mobile Banking at the same time.

Requirements for Opening a BNI Syariah Account

What must be prepared when registering for a BNI Syariah account is a valid ID card or personal passport, an NPWP card for those who have, then have money as much as Rp 100,000 as an initial deposit. You can go directly to the BNI branch according to the domicile after preparing all the necessary documents.

For those of you who want to register to open a BNI Syariah account online, then all you need to do is visit the official website of BNI Syariah https://www.bnisyariah.co.id, then you can select the three lines icon at the top right and select the > Card Products & Services menu. Next, you can select one of the card types and click the 'I'm interested' button.

Then fill in your personal data completely so that you can click the 'Register Me' button. Wait for confirmation of registration from BNI Syariah Customer Service either via email or your smartphone. And you will get an account number and other needs related to your new savings. Don't forget to make an initial deposit so that there is no automatic deletion of your new account.

How to Open a BNI Account Offline

For those of you who are confused and need help when creating a new account, then you can visit your nearest BNI branch office. There, you will be served by customer service that will make it easier for you to register to create a new BNI account.

There are two ways if you want to register offline, namely via a branch office and via an ATM machine. You can follow the steps below to be able to have your new account.

How to Open a BNI Account via Branch Office

When you come to the branch office, all you need to do if you want to open a new BNI account is by:
  1. Don't forget to bring all the documents that have been listed and that you have prepared to bring when registering at the branch office.
  2. Tell the officer who asked you in advance about your purpose, that you want to create a new account.
  3. After the officer checks all the documents you have brought, you will be given a number to queue at customer service and also the teller. After that, you can fill out the registration form which will later be submitted to customer service.
  4. When you are in customer service, you can say what type of savings you will choose according to your needs.
  5. After that, you can pay the initial deposit to the Teller officer to fill in the type of savings you have chosen.
  6. After you sign the passbook that you have gotten, the passbook will be given to you. You will also get a debit/atm card that will be used to withdraw money at the ATM machine. When at customer service, you can also open the BNI Mobile Banking facility to facilitate your online transactions in the future.

How to Open a BNI Account via ATM Machine

Currently, there is a new technology from BNI called Self-service Opening Account or commonly known as BNI SONIC. This tool will help you to create a new savings account instantly. You only need a personal data in the form of an ID card for your new account to be used. You can follow some of the ways below to be able to use this BNI SONIC machine.
  1. You can see where BNI SONIC is located through the official BNI website.
  2. After finding the BNI SONIC machine, you can choose the BNI account opening menu.
  3. Then you can show your ID card according to the city where the BNI SONIC machine is located.
  4. KTP with domicile outside the city cannot be registered at the BNI SONIC machine located in the city.
  5. After finishing, you can fill out the form that has been provided from this BNI SONIC machine.
  6. Follow all the guidelines that have been given by the BNI SONIC machine so that you can get an ATM card and other completeness.

How to Open a BNI Account Online

If you don't want to spend energy to leave the house, then you can open a new BNI account online. There is a way you can do it to open a BNI account online, namely, through a mobile banking application. You can follow the steps on how to open a BNI account below when you want to use BNI Mobile Banking.

How to Open a BNI Account via Mobile Banking Application

All you have to do when you want to open a new BNI account is by:
  1. You can register through the BNI Mobile Banking application then select the 'Open BNI Account' menu.
  2. After that, start opening a digital savings account by clicking 'Register'
  3. Complete the form that has been listed in the BNI Mobile Banking application.
  4. You will immediately get an account number and a virtual debit card number. After that you can make an initial deposit with a certain amount according to the type of savings you choose. Keep in mind to immediately make an initial deposit because if you don't fill it out directly, the account you have created will be lost.

New Account Initial Deposit Fee

BNI has different types of savings, for that the initial deposit fee that will be deposited is also different for each type of savings. You must make an initial deposit after creating a new account directly because so that your new account is not lost. The following is a list of initial fees that you will pay from each type of savings at BNI.

BNI Taplus

BNI Taplus has requirements with an initial deposit of IDR 500,000 for the Greater Jakarta area and IDR 250,000 for areas outside Greater Jakarta. If you still need the money in cash, then after your ATM is ready, you can withdraw the money by leaving a minimum balance of IDR 150,000 in your savings.


BNI Taplus Anak

For BNI Taplus Anak, the initial deposit fee is IDR 100,000 with a subsequent deposit of IDR 10,000.

BNI Taplus Muda

BNI Taplus Muda has an initial deposit of IDR 100,000 by leaving a minimum balance of IDR 50,000 in your savings.

BNI Taplus Bisnis

For the initial deposit at BNI Taplus Bisnis of IDR 1,000,000 with a minimum balance per month of IDR 1,000,000.

BNI TabunganKu

This type of savings is intended to foster a saving culture in Indonesia. For this reason, the initial deposit that must be deposited is relatively small, namely IDR 20,000 with a minimum balance at the ATM of IDR 20,000 as well.

BNI Tapenas

For BNI Tapenas, the monthly deposit amount can be free with a minimum of IDR 100,000 to IDR 25,000,000 (applicable in multiples of IDR 50,000) or USD 20 to USD 2500 (applicable in multiples of USD 10).

BNI Dollar

BNI Dollar has a minimum initial deposit of USD/SGD/AUD 100 with a subsequent minimum deposit of USD/SGD/AUD 5. The minimum balance that must be in your account is USD/SGD/AUD 100. How to open a BNI account will be very easy if you follow all the existing procedures. You can also do it quickly so that you can get a new account immediately.

For this reason, hopefully the explanation above can provide clear information so that you can follow it properly. Congratulations on getting a new account! This GIC Indonesia discussion regarding how to open a BNI account. Don't forget to look for information related to banks, forex, and other finances, such as "Stock Analysis", only in the GIC Journal. Also make sure to deepen your forex knowledge at GIC Indonesia, via the scalping ebook, and NFP live trading.