During this pandemic, to do activities outside the home is something that must be reduced as much as possible. Luckily we live in the digital age, we can do everything online. Starting from shopping for daily necessities, clothes, food, online motorcycle taxis, paying bills, to opening an account online. Likewise with Bank BCA, Bank BCA is a trusted bank in Indonesia by providing a wide variety of offers. For this reason, Bank BCA has also adapted to this digital era by creating services related to opening accounts online. Below, GIC will discuss in detail how to open a BCA account online. The points discussed in it range from the advantages of opening a BCA account online, to how to open a BCA Simpanan Siswa account.

Advantages of Opening a BCA Online Account

Then, what are the benefits of opening an account through the BCA Online application? Let's try to find out!
  1. It only requires a smartphone and the internet. Things that cannot be left out in this digital era.
  2. Second, it definitely doesn't take energy to get out of the house and queue at the bank.
  3. Furthermore, you can withdraw cash without the need for a card. By using the cash withdrawal feature on the BCA Mobile application, you can then withdraw money at the ATM you visit.
  4. And most importantly, besides you can create an account online, you can also enjoy all kinds of features contained in the BCA Mobile application.

Requirements for Opening a New BCA Account

Then, what are the conditions that will be used to open a bank account online through the BCA Mobile application? Don't worry, this method is also very easy to implement. Let's try to follow these stages!

Download the BCA Mobile App

The main thing that needs to be prepared is the BCA Mobile application. You don't need to feel a loss because you have downloaded this application. The features provided by BCA will be very useful in your daily life. For example, after creating a new account, you can initiate a transfer to your relatives or friends. In addition, there are many other features that you can enjoy in this application.

Preparing an ID Card or Other Identity Card

After the BCA Mobile application has been installed on your smartphone, you can start by selecting the "Open New Account" menu on the application by preparing your ID card or other identity card such as NPWP. This card must be owned by yourself because it cannot be represented.

Types of BCA Savings Accounts

Next, you will be directed to choose what type of account you want to use. There are several types of savings that you can choose from, one of which is the type of tahapan, Xpresi, and Gold savings. Each has its own conditions and benefits which will be explained through the "Tahapan" menu that has been directed from the BCA Mobile application.

Tahapan Savings

If you choose to use this savings, there are three card options that have their own conditions and benefits, namely Blue, Gold, and Platinum whose terms will be explained through the BCA Mobile application if Online, and Customer Service if Offline.

Xpresi Savings

This savings account has similarities to Tahapan savings, but has a difference in the choice of limit. Tahapan Savings has three limits, while Xpresi only has one limit. This savings is more aimed at millennial users because of the smaller limit and minimum initial deposit. Please note, that this Xpresi savings will only be given an ATM card. For passbooks, it will be sent online to your personal email.

Gold Stages

This savings account has a limit amount and fees that can change according to the provisions of Bank BCA. According to your needs, Bank BCA has provided a variety of savings accounts that you can consider.

How to Open an Online Account Through the KlikBCA Website

You can also open an account online through the official website of Bank BCA, namely, KlikBCA with several steps:
  1. Go to the page www.klikbca.com.
  2. Select the "Online Application" option on the website.
  3. Then select the type of savings on the "Account Opening" menu.
  4. The next step, you can confirm the information and requirements
  5. Complete the form from the Individual Account Opening Application until everything is complete.
  6. After everything is done, you can bring the necessary documents to register for a new account opening at a BCA Branch Office. These documents usually consist of proof of the completed form reference number, personal identity card, domicile certificate, as well as other necessary supporting documents.

How to Open an Account Through the BCA Mobile Application

Choosing the Purpose of Account Opening

The next step is to choose the purpose of opening a new account which consists of transactions, savings, personal needs, or other purposes.

Confirm e-KTP

At this stage, you will be directed to the BCA Mobile application to confirm your identity card. The identity card used cannot be represented because later this identity card will continue to be used as verification at the end of registration via video call through Customer Service.

Access Code for BCA Account

This access code is used to access the BCA Mobile account which consists of a combination of letters and numbers. And also the creation of a PIN that will be used.

Completing Profile Data

Not only ID card as an identity, you also have to complete your personal data or biodata to carry out the process of creating your new account.

Signature Verification

Once everything is done, you will be directed to confirm the signature. Make sure to make your signature as clear as possible and have bright lighting so that your signature can be clearly seen when verifying.

Making a Video Call with Customer Service

The last step that must be done is to make a video call with Customer Service at a predetermined time. At this stage, you will confirm your identity for the purpose of opening a BCA bank account.

How to Open a BCA Account Through a Bank

To open a savings account through the Bank, what needs to be done is
  1. Bring all the completeness of the letters that have been determined, such as personal identity cards in the form of ID cards and NPWP.
  2. Make sure you also bring money as an initial deposit when creating a new savings.
  3. Visit Customer Service and select the type of savings to use.
  4. Fill out the completion form.
  5. Next, a passbook and ATM card will be made.

How to Open a BCA Syariah Account Online

Even for now, Bank BCA has also opened a BCA Syariah account online. BCA Syariah is one of BCA's products based on Islamic law. For those of you who want to have a BCA Syariah account, you can follow the methods below. These methods are not much different from how to open an account through the previous BCA website. But the difference is that you have to enter the www.bcasyariah.co.id website to register online. 

Requirements for Opening a BCA Syariah Online Account

  1. Be at least 17 years old.
  2. Fill out the form and personal data to apply for a BCA Syariah Online savings account.
  3. Prepare a valid ID card.

BCA Syariah Online Initial Deposit Fee

The initial deposit fee that must be prepared is not a large amount. You can start opening an account with a minimum of IDR 100,000 to IDR 8,000,000 depending on the type of savings chosen as the initial deposit, as well as a minimum deposit fee of IDR 50,000 to IDR 5,000,000 depending on the type of savings chosen.

Step by Step Open BCA Syariah Account Online

You can also open an account online through the official website of Bank BCA, namely, KlikBCA with several steps:
  1. Go to the page www.bcasyariah.co.id.
  2. Select the "Online Application" option on the website.
  3. Then select the type of savings on the "Account Opening" menu.
  4. The next step, you can confirm the information and requirements
  5. Complete the form from the Individual Account Opening Application until everything is complete.
  6. After everything is done, you can bring the necessary documents to register for a new account opening at a BCA Branch Office. These documents usually consist of proof of the completed form reference number, personal identity card, domicile certificate, as well as other necessary supporting documents.

How to Open a BCA Business Account for Companies

BCA Bisnis is one of the products from BCA that prioritizes the savings of a company. For those who want to open a BCA Bisnis account for a company, then you can follow the steps below.

Requirements for Opening a BCA Bisnis Account

  1. Make sure to bring your ID card when visiting Bank BCA.
  2. Prospective customers can be individuals or foundations or companies.
  3. Fill out the application form for opening a BCA Tahapan Bisnis account.

BCA Bisnis Initial Deposit Fee

The initial deposit fee is a minimum of IDR 10,000,000 with a minimum balance to be held of IDR 50,000. The monthly administration fee will be adjusted to the BCA passport card you have.

Steps to Open a BCA Business Account

To open a BCA Business savings account through the Bank, what needs to be done is
  1. Bring all the completeness of the letters that have been determined, such as personal identity cards in the form of ID cards and NPWP.
  2. Make sure you also bring money as an initial deposit when creating a new savings.
  3. Visit Customer Service and select the type of savings to use.
  4. Fill out the form and personal data.
  5. Next, a passbook and ATM card will be made.

How to Open a BCA Simpanan Siswa Account

Student savings is one of BCA's products intended for students from early childhood to high school who are under the age of 17 and do not have an ID card. With this savings, children can better implement the savings system from an early age.

Requirements to Open a BCA Simpanan Siswa Account

The following is an explanation of the requirements to open a BCA Simpanan Siswa account for children under 12 years old, as well as 12 to 17 years old.

Children under 12 years old

Below is an explanation of the requirements to open a BCA Simpanan Siswa account for children under 12 years old.
  1. Prepare a child's birth certificate or family card
  2. Parents' ID cards
  3. Student card if you have
  4. Fill out forms and personal data

Children aged 12 to 17 years old

Below is an explanation of the requirements for opening a BCA Simpanan Siswa account for children under 12 years old.
  1. Statement letter from parents.
  2. Student ID card or certificate from school.
  3. KTP and NPWP belonging to parents.
  4. If the child's parents do not have a BCA account, they must fill out the individual data form.

Initial Deposit Fee from BCA Simpanan Siswa Savings Account

For prospective customers with this account, the initial deposit starts from IDR 5,000. For Simpanan Siswa customers, they will get a BCA Silver ATM card with a withdrawal limit of IDR 7,000,000 and a transfer limit of IDR 25,000,000 in one day.

Stages of Opening a BCA Simpanan Siswa Account

These are the steps that explain how to open a BCA Simpanan Siswa account:
  1. Come to their respective schools.
  2. Bring the required documents to open an account.
  3. Wait until you get the service.
This the discussion about "How to Open a BCA Account Online Without Hassle". Don't forget to look for other information about finance, such as "Stock Analysis" only in the GIC Journal. Please note! For those of you who want additional money, you can get it through the Affiliate program, 100% Deposit Bonus, and Friday Barokah from GIC.