Black Card American Express - Luxury goods or luxury facilities are the target for the upper class, by having these goods or facilities, it will be a Prestige in itself for them. The Black Card American Express is an exclusive facility that is sought after by the upper class because of its benefits. Before reading more about the Black Card, you can watch trading education videos only on GIC youtube and get free trading class information on GIC Instagram.

American Express Black Card Explained 

black card american express American Express black credit card or American express centurion card is often referred to as an exclusive card, American express black card is a card made specifically for people with an upper class economy. In the last 5 years, Black Card cards in Indonesia have been in the spotlight in Indonesia because of the hype on social media.  The exclusivity of this card makes the Black Card want to be owned by many people. The Black Card is issued by American Express Bank and American Express Centurion Bank. Although it is a credit card, this American Express Black Card cannot be easily obtained, only people who are invited directly by American Express Centurion can sign up.  Even if you have a sufficient amount of money to create the card, you cannot freely apply for a Black Card without a special invitation from the American Express Centurion itself. The material of this card is also very interesting because it is made of anodized titanium with a weight of 14 grams.

Requirements for Making a Card:

The detailed methods and conditions to make a Black Card are only American Express itself can decide, but there are several ways to get a Black Card that make you have a greater chance of getting an exclusive card from American Express, namely:

  • Become an American Express (AMEX) customer

One of the main requirements is to be one of AMEX customers and have a good reputation. A good reputation means that you are not blacklisted on AMEX due to debt or bankruptcy. The general requirements that must be met are that you must be an AMEX customer for 1 year and at least already have an Amex Platinum card or Amex Business Platinum card. 

  • Black Card with a minimum transaction balance of $250,000 (Rp. 3,697,000,000)

You must make a minimum transaction of $250,000 for all American Express cards you have and the transaction of $250,000 must be made for 1 year. But the reality is that spending $250,000 does not guarantee getting an invitation to make this American Express Black Card, in fact the minimum transaction must be done in the range of $250,000 to $500,000. The minimum transaction made depends on what card product you want. For example, the Centurion Card requires a minimum transaction of $250,000 to $350,000, for the Business Centurion Card requires a minimum transaction of $400,000 to $500,000 per year. 

  • Request an invitation 

Even though you have met the minimum spending requirements and usage history to have an AMEX Black Card, you will not necessarily get an invitation. Therefore, you can request the invitation by filling out the form through the Centurion platform. 

Cost to become an AMEX Black Card member 

One of the requirements for having a Black Card American Express is a minimum transaction per year, then after you manage to get an invitation for membership, you also need a fee to become a member of the Black Card American Express, the fees needed are: 
  1. The membership fee is $10,000
  2. Annual fee of $5000
  3. Have an income of at least $1,300,000 per year 
  4. $550,000 credit card annual fee

What is the limit of the Black Card? 

Reporting from investopedia.com that one of the advantages of this exclusive card is that it does not have a limit like other American Express cards, but repayment "must" be made every month in full.

Benefits obtained:

There is a reason why this black card is exclusive and has many enthusiasts, one of which is the abundant benefits when you have this card. As quoted from upgradedpoints.com the benefits are :

Centurion concierge 

Centurion concierge is one of the most famous american express black card benefits, you will get a personal concierge that can be assigned to many tasks, with this benefit you will get service 24/7. The tasks that can be assisted are not only limited to questions about travel. You will be greatly helped by these benefits such as dinner reservations for restaurants that are hard to come by, help buying gifts that are sold out in the market, impromptu travel plans and front seats for each event. 

Elite class airline status

The biggest benefit of holding an American Express Black Card is the free Delta SkyMiles Platinum Medallion status, which costs around $3,000 per year. With platinum status you will get unlimited free upgrades and free of charge (for baggage fees and same day fees). 

Elite hotel status 

One of the most impressive benefits if you have an AMEX Black Card you get free Elite status at luxury hotels :
  • Marriott Bonvoy (Gold Elite)
  • Hilton Honors (Diamond)
  • IHG One (Platinum Elite) Rewards
In addition, there are additional benefits that can be accessed, namely:  
  Centurion Hotel Program Amex Fine Hotels & Resorts
Eligible Properties  Mandarin Oriental, Peninsula Hotels, Rosewood, Waldorf Astoria, Aman, Oetker Collection and Belmond. Over 1000 hotels and resorts worldwide
Property Facilities  Minimum value of $100 or equivalent to 1,483,650 Rupiah 
Additional Property Facilities  Minimum $100 and $200 for food and spa credit (for paid stays n nights or more)
 

Car rental

The benefits of access insurance on car rentals if the car is lost or stolen when you refuse to ignore the damage caused by the accident. You will also get premium roadside assistance for 24/7 with free service up to 4 times per year. Other benefits include access to the Centurion Auto Program (discounts on premium car purchases, preferred prices for luxury car rentals, driving experience on off-road tracks, and with this card you will get elite status in the Hertz Gold Plus Rewards President's Circle and Avis President's Club.

Cruise Loans

Another benefit of having an American Express Centurion Card is that if you book a cruise ticket through AMEX travel for 5 days or more, you will receive a $100 to $500 credit per cabin and 1 bonus point for every additional $1 spent on this booking. The following is a list of eligible cruise ships : 
  • Ama Waterways
  • Azamara 
  • Crystal Cruises
  • Cunard Line
  • Holland America Line
  • Norwegian Cruise Line
  • Oceania 
  • Princess Cruises
  • Regent 
  • Royal Caribbean 
  • Seabourn
  • Silversea 
  • Uniworld
  • Windstar 

Travel and Lifestyle benefits

AMEX Black Card will also support and provide many benefits to fulfill your lifestyle. Here are some of the benefits that you can enjoy :
  • Airline incidental fee credit up to $200
  • Access to Centurion International Arrival Service
  • 50% of your points back through the Pay With Points benefit (compared to 35% on the Business Platinum Card from American Express)
  • Access to the Amex Global Lounge Collection, including all Centurion Lounges, Priority Pass lounges, Delta Sky Clubs 
  • Global Entry/TSA PreCheck application fee credit
  • Extended warranty protection
  • Annual report credit for CLEAR membership for primary cardholder and up to 3 family members
  • Access to the Amex International Airline Program
  • PS LAX membership (discounted entrance fee)
  • Other travel coverage, such as baggage and travel interruption insurance and cancellation insurance
  • Centurion Shopping Program
  • Free Equinox Destination Access membership up to $250 in Saks Fifth Avenue credits per quarter (up to $1,000 per year)
 

Black Card American Express in Indonesia

Owning an American Express Centurion Card is a matter of pride for people who want it. Because of its high demand, Black cards are not only produced for American citizens but for people all over the world, including in Indonesia. Black Card American Express in Indonesia has had a fairly high popularity in the last 5 years. Black Cards are booming in society through social media and it turns out that many upper class people in Indonesia have this exclusive card. The American Express Black Card Indonesia is owned by several celebrities, one of which is Nagita Slavina.  After reading the requirements for having an AMEX Black Card, you can follow these ways to get an invitation from American Express directly! You can also read other GIC articles, such as the explanation of the Trading Course, only in the GIC Journal. Make sure, to download and don't forget to register to be able to Trade directly on GICTrade!