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Something is bought to be stored as a property that will change in value later. The form of investment is divided into two, namely, Real Asset Investment which is a form of investment that looks like property, land, and others. Meanwhile, Financial Asset Investment is a form of investment in the form of securities such as deposits and stocks. In addition to these examples, there are other investments that you can make such as gold, oil, and forex, especially in dollars.
Dollar investment can be used to protect the value of the assets you own with the aim of not being affected by the effects of currency exchange rates or changes in exchange rates. In addition, dollar investments will have a strong value against the value of other currencies. Because of this, dollar investment is widely favored by the general public. However, this investment does not always lead to profits, so insight is needed to minimize the risk of existing losses. For those of you who want to invest this dollar, you can follow the method described below. But before discussing this article, let's fill out the Trader Assessment so that you can consult about trading directly on GIC. Trader Assessment agar bisa berkonsultasi tentang trading secara langsung pada GIC.
What is Dollar Investment
Before knowing how to invest, it's a good idea to know what a dollar is. The dollar is the value of the currency of the United States of America, which is commonly denoted in $. For now, the dollar has always been the highest money exchange rate in the world. Economic actors also use the dollar as an exchange rate between countries. Even the state of the economy and business is also affected by the dollar currency. Meanwhile, dollar investment is a form of investing capital or funds owned in a company or body or platform with a long period of time with the intention of developing money to get profits in the future. For those of you who are beginners in terms of investment, you don't need to worry about starting this, you can learn dollar investment from anywhere and anytime.How to Invest in Dollars
After knowing what dollar investment is, we can then learn how to make dollar investments. For those of you who don't understand how to make investments, you can follow the methods that will be described below. Dollar investment is not only about investing the largest capital so that you get even greater profits, but behind that there are certainly ways and strategies that can be done to get these high profits. And you can learn that strategy in this article. However, before you understand how, you can test your trading skills in this Preliminary Test.
1. Understand the Terms of Buying and Selling Rates
The exchange rate is the amount of one currency that can be exchanged for another type of currency or the price of a currency against another country's currency. So it can be interpreted that the buying rate is a situation where banks and foreign exchange traders sell foreign exchange. This incident is like when we want to exchange rupiah currency for dollar currency. As for the selling rate, it is the opposite of the buying rate, namely, where banks or foreign exchange traders buy foreign exchange.Like when we want to exchange the value of the dollar currency for the rupiah currency. The buying and selling rates can be influenced by several factors such as the inflation rate, namely the increase in the price of goods and also the decrease in the value of the local currency, after that there are also government policy factors that will affect the foreign exchange rate, then there is a difference in interest rates which also affects the exchange rate, then balance of payments activities which if active will increase the value of the domestic currency with an increase in the number of foreign debtors, And the last is the expectation itself such as the foreign exchange market which will react quite aggressively to any news or issue that will have an effect in the future.
2. Make Sure to Buy at an Authorized Place
Because many unwanted things have happened when buying and selling dollars, so many get high risks or no applicable guarantees, as well as the rise of fake dollar investments that lead to fraud. So what you have to make sure is to make dollar investment transactions in official places or have received permission from the government so that fraud and other unwanted things do not occur.3. Compare Selling Values Periodically
Investment is not something that can be said to be a joke in an economy. Even if we start it in a moderate or small amount, this will still affect your money investment. For this reason, the thing that needs to be done is always careful about market conditions and opportunities. In order to be able to sell dollars appropriately in the economic market, it is by comparing the selling value periodically. With this, you can later sell your dollars when the price of the rupiah against the dollar rises or wait for it to rise when the price of the dollar is falling. Remember to always do this so that you can also get more profits.4. Dollar Investment Discipline by Buying Regularly
For those of you who think that investment will always get profits, then the answer will be incorrect. Investment is not only about profit, but you must know how to get these profit opportunities. And a good dollar investment is by buying dollar currency to save regularly. This is important if you want to save dollars over a long period of time.
5. Sell When the Buying Rate is Above the Selling Rate at the Time of Buying
Determining the selling target you want is one of the strategies that can be done in terms of dollar investment. So in order for your dollar investment to be profitable, you can determine at what target you want to sell the dollar. The thing you need to make sure is to sell your dollar currency when the buying rate is above the selling rate when you buy dollars.6. Switch from Dollar Savings to Dollar Deposits
Because many people think of interest as a benchmark for the profit of this type of investment such as investment, most people will divert their savings to dollar deposits. Even though interest is not a benchmark of the value of profits that can be obtained. So that this makes many banks in Indonesia provide deposit products in dollars. There is even a deposit interest that is greater than the interest on dollar savings. Moreover, when the value of the dollar strengthens against the rupiah currency with deposits that have been held for more than three months.How to Invest Dollars Online
After learning how to invest dollars, the next thing that needs to be learned is how to invest dollars online. We need to do various research on which companies already have an official OJK license for each application. For online, there are also many applications that run things about financial services or investment, there are Bibit, Tanam Duit, Ajaib, and other financial services applications. After determining what application you will use, you can create an account on the application by following all existing provisions such as filling in personal data and others. After completing filling in your personal data and creating an account, you can follow the steps and don't forget to explore every feature on the application.How to Invest Dollars in Banks
In addition to online investments, dollar investments can also be made on the bank's side. The way you can do this is to go to the bank that you have chosen to make an investment, then talk to the bank officer that you want to make an investment. So that later the bank officer will inform you by guiding how to take steps when investing dollars. For banks that you can choose in terms of dollar investment, you can choose from large banks, both from state-owned enterprises and private sectors. Such as BRI Dollar and dollar investment in BCA. Ways to invest dollars in banks have been discussed. For this reason, now is the time to take the time to download the application of GIC on the smartphone you have.Advantages of Dollar Investment
Needs in daily life make us need more of the income we get. Because of this increased need, you can increase it by investing. Investment is the right way as an additional income with low energy. There are several advantages that you can get when investing in dollars, namely:1. Suitable for Use as a Short-Term Investment Instrument
We can use dollar investment as a short-term investment vehicle. You should also know that investing in other countries' currencies or foreign exchange will be at risk of fluctuations. But for the dollar, these fluctuations are not very noticeable which can make them suitable for making investments with a short period of time.2. Purchasing Power Tends to Be Stable
Because it has the strongest value against the value of other currencies, the dollar has a buying value that tends to be stable. In addition, economic market participants always use currency as a transaction between countries. So that the dollar still tends to be stable. However, because of this, the value of the rupiah currency has decreased. The rupiah has become weaker with economic actors continuing to exchange dollars at times when the rupiah is weakening.3. Interest Investments can Get Interest from Banks
In terms of saving in the bank, of course we will get interest later. Just like saving rupiah, saving dollars also allows you to get savings interest. Although not everyone will get interest, this interest can give you benefits in investing.4. Advantages of Exchange Rate Differences
You can get a profit when the amount of your buying rate value is different from the selling rate value. You can sell it when the selling rate rises. It should also be noted that if you have more dollars, then the more exchange rate difference you will get.Tips for Minimizing Dollar Investment Risk
For beginners, they will usually look for ways to invest with minimal risk. You can find these tips from various sources. Starting from books to the internet. You can even get it from experts. These tips are what you must apply when you are going to invest. The tips below will also be useful for you even though dollar investment is new to you because it can also be applied by beginners. But before that, you can register as an IB or invite friends to trade with GIC.1. Observe the movement of currencies before selling
Before investing in dollars, you should know how the currency moves before selling. Each bank or money changer will have a different dollar buying and selling rate. Therefore, you have to compare each exchange rate from several different banks and money changers.2. Buy Dollars Regularly
As explained earlier, by buying dollars regularly you have used the Dollar Cost Averaging strategy with the meaning of making the dollar more even and not pegged to one price. This will be useful when the value of the dollar suddenly weakens against the rupiah. So that you will benefit with a score that is still in the average.
3. Simulate the Profits You Want to Get
How much profit do you want to get? To be able to imagine this, try to do a depiction by doing a simulation on the money you have. For example, if you want to make a profit of a certain percentage, then what you have to do is know when is the right time to sell dollars so that you can make a profit.4. Don't Keep Dollars for Too Long
The most important thing in investing is not to keep dollars for too long just to wait for the right time when the selling rate rises. Especially if your dollars are used as a short-term investment option, then it is not appropriate to keep them for too long. It would be better not to keep dollars for more than a year. This method will also maximize the profits you will get.
These methods are what you use when you want to invest dollars. Both offline and online. For that, you can follow the methods and tips carefully. That way the opportunity to make a profit is also more. It should also be noted, even though the profits obtained in terms of investment are very large, it does not mean that we can spend money on it by putting aside other needs.
Don't rush to use money and think carefully when you want to invest. This is the discussion from GIC Indonesia regarding this dollar investment. Don't forget to keep looking up information related to banking, forex, and other finance, such as "Learn Stocks for Beginners, Start from Zero!", only in the GIC Journal. Also make sure you deepen your forex knowledge at GIC Indonesia, via the scalping ebook, and also NFP live trading.
